Yes, all prices include insurance with an Excess specific to the age of the Driver $2000 NZD excess for drivers aged 25 or over.
Drivers aged between 21 – 24 have an insurance excess of $2500
If aged 20 or under or full drivers licence has been held for less than 1 year then there is a $3000 NZ excess.
Please note the above applies to Car hires only. 10 & 12 Seater Van Excess amount will differ slightly to those stated above